Maine car accident leads
Summit Leads supplies car accident leads in all U.S. states, Maine included, by real-time ping/post, exclusive by default and filtered down to the ZIP code. Maine claims run against the at-fault driver for up to six years under 14 M.R.S. 752 (Maine Legislature, 2026), and a claimant found equally at fault recovers nothing.
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Maine facts for car accident lead buyers
| Fact | Value Source |
|---|---|
| Auto insurance system | Fault-based; liability, medical payments and uninsured or underinsured motorist coverage required (Maine Bureau of Insurance, as of October 7, 2026)Insurance Required by Law Maine Bureau of Insurance |
| Minimum bodily injury liability | $50,000 per person and $100,000 per accident (29-A M.R.S. 1605(1)(C), as of October 7, 2026)Title 29-A, section 1605, Proof of financial responsibility Maine Legislature |
| Minimum property damage liability | $25,000 (29-A M.R.S. 1605(1)(C), as of October 7, 2026)Title 29-A, section 1605, Proof of financial responsibility Maine Legislature |
| Required medical payments coverage | $2,000 per person (29-A M.R.S. 1605(1)(C), as of October 7, 2026)Title 29-A, section 1605, Proof of financial responsibility Maine Legislature |
| Uninsured or underinsured motorist minimum | $50,000 per person and $100,000 per accident (Maine Bureau of Insurance, as of October 7, 2026)Insurance Required by Law Maine Bureau of Insurance |
| Personal injury statute of limitations | Six years for civil actions unless otherwise provided (14 M.R.S. 752, as of October 7, 2026)Title 14, section 752, Six years Maine Legislature |
| Comparative fault rule | Damages reduced by the claimant's share; no recovery if found equally at fault (14 M.R.S. 156, as of October 7, 2026)Title 14, section 156, Apportionment of damages Maine Legislature |
| Traffic fatalities | 135 in 2023 (NHTSA FARS)FARS Encyclopedia: Fatalities and Fatality Rates by State NHTSA |
| Lawyer advertising rules | Maine Rules of Professional Conduct 7.2, 7.2-A and 7.3 (edition last edited September 28, 2023)Maine Rules of Professional Conduct (last reviewed and edited September 28, 2023) Maine Judicial Branch |
Last reviewed: October 7, 2026. A summary for education, not legal advice.
How Maine's fault-based insurance shapes a claim
This section is general information, not legal advice. It summarizes official sources as of October 7, 2026; check the current text of each rule before relying on it.
Maine is not a no-fault state. The Maine Bureau of Insurance (as of October 7, 2026) lists three coverages every owner or operator must carry: liability, medical payments, and uninsured or underinsured motorist coverage. A claim for pain and suffering goes against the driver responsible for the crash, with no tort threshold to pass first.
Medical payments coverage is the first money for treatment. 29-A M.R.S. section 1605 (Maine Legislature, checked 2026) sets it at $2,000 for medical payments under section 1605-A. That amount is small next to the cost of most injury treatment, so the liability claim against the other driver carries the case.
Uninsured and underinsured motorist coverage is also required. The Maine Bureau of Insurance (as of October 7, 2026) gives its minimum as $50,000 per person and $100,000 per accident. When the other driver has no insurance or too little, a claimant may still have a source of recovery through their own policy, which is why buyers ask whether the other driver was insured.
Six years to sue, and no recovery at equal fault
Maine's filing window for an injury claim is six years. Title 14, section 752 (Maine Legislature, checked 2026) requires all civil actions to be commenced within that period after the cause of action accrues, unless a statute provides otherwise.
Shared fault is handled by Title 14, section 156 (Maine Legislature, checked 2026). The claimant's own fault does not defeat the claim; the jury reduces damages by what it considers just and equitable given the claimant's share of responsibility. The same section sets a hard stop: a claimant the jury finds equally at fault may not recover.
A long window does not make an old accident attractive to a law firm, since records and witnesses are harder to find as time passes. Buyers therefore cap accident age on their own terms and screen liability answers against the equal-fault line in section 156.
Maine liability minimums
Under 29-A M.R.S. section 1605(1)(C) (Maine Legislature, checked 2026), a policy must provide $50,000 for injury to or death of any one person, $100,000 for one accident injuring or killing more than one person, and $25,000 for damage to property. The Bureau of Insurance (as of October 7, 2026) adds that a combined single limit of $125,000 also satisfies the liability requirement.
Traffic deaths in Maine
The NHTSA FARS state table records 135 people killed in motor vehicle traffic crashes in Maine in 2023, the latest year this page treats as final. FARS counts deaths only; it does not count the injury crashes that make up most car accident claims.
Maine rules on lawyer advertising and referrals
This section is general information, not legal advice. It summarizes official sources as of October 7, 2026; check the current text of each rule before relying on it.
The Maine Supreme Judicial Court adopted the Maine Rules of Professional Conduct, which follow the ABA Model Rules numbering. The Maine Judicial Branch edition last reviewed and edited September 28, 2023 contains these rules on advertising and contact with prospective clients:
- Rule 7.2, Advertising. Paragraph (b) says a lawyer "shall not give anything of value to a person for recommending" the lawyer's services, with listed exceptions.
- Rule 7.2-A, Aspirational Goals for Lawyer Advertising.
- Rule 7.3, Direct Contact with Prospective Clients.
Rule 7.2-A has no counterpart in the ABA Model Rules numbering. This page names the rules and their titles only; a firm buying Maine leads applies them with its own counsel.
What buyers in Maine filter on
Maine buying desks usually ask for these fields, each linked to a rule above:
- Fault answers: who was cited and how the crash happened, read against the equal-fault bar in section 156.
- Accident date: the buyer's own age cap, set well inside the section 752 window.
- Other driver's insurance: whether the at-fault driver was insured, which points to the liability claim or the uninsured motorist claim.
- Injury and treatment: what treatment has happened, since medical payments coverage pays only a small first amount.
- Representation status: whether the claimant already has a lawyer.
- ZIP code: the areas each client firm serves.
Where buyers filter in Maine
Maine has three metropolitan areas in the Census Bureau's Vintage 2025 estimates, listed below by population. Much of the state lies outside them, and buyers can choose any Maine ZIP code, inside a metro area or not.
- Portland-South Portland: 577,635 (July 1, 2025 estimate)
- Bangor: 157,967 (July 1, 2025 estimate)
- Lewiston-Auburn: 116,487 (July 1, 2025 estimate)
Source: Metropolitan and Micropolitan Statistical Area population estimates, Vintage 2025 (cbsa-est2025-alldata), U.S. Census Bureau.
Consent records for Maine car accident leads
A TCPATCPAThe Telephone Consumer Protection Act, the federal law that governs telemarketing calls and texts, autodialers, prerecorded voice messages and the Do Not Call Registry. Glossary consent record comes with every Maine car accident lead. Any Maine rules on telemarketing calls are summarized in the Maine row of the state telemarketing laws table, and the page on leads in Maine covers MVA and home improvement buying in the state together.
Maine car accident lead questions
What medical payments coverage must a Maine auto policy carry?
29-A M.R.S. section 1605 (Maine Legislature, checked 2026) sets $2,000 for medical payments, alongside liability minimums of $50,000 per person, $100,000 per accident and $25,000 for property damage.
What uninsured motorist minimum applies in Maine?
The Maine Bureau of Insurance (as of October 7, 2026) lists uninsured or underinsured motorist coverage as required, with a minimum of $50,000 per person and $100,000 per accident.
Which Maine professional conduct rules cover lawyer advertising?
Rule 7.2 (Advertising), Rule 7.2-A (Aspirational Goals for Lawyer Advertising) and Rule 7.3 (Direct Contact with Prospective Clients) of the Maine Rules of Professional Conduct. This is general information, not legal advice.
Do buyers take Maine car accident leads outside Portland?
Buyers choose their own coverage. Filters go down to the ZIP code, so a desk can take all of Maine, one metro area or a list of rural ZIP codes. Leads are exclusive by default, with shared delivery on request.
Request Maine car accident leads
Email us the Maine ZIP codes you cover, your daily volume or caps and how you take delivery. ReturnReturnA buyer's request for credit on a lead that fails agreed standards, such as a disconnected number, a duplicate or a lead outside the filters. Glossary terms are agreed on the onboarding call, before you go live.
Start small, with no long-term commitment
- No long-term contract. Pause or stop at any time.
- No setup fee and no monthly fee. You pay only for leads delivered that match your filters.
- Start with a small test volume and scale when the numbers work.
- MVA and home improvement leads are exclusive by default: each lead is sold to one buyer.
- Return terms are agreed on the onboarding call, before you go live.
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