Missouri car accident leads
Summit Leads supplies car accident leads in all U.S. states, Missouri among them, through real-time ping/post, exclusive by default, with ZIP code filters. Missouri is at-fault, and RSMo 516.120(4) (Revised Statutes of Missouri) as published in 2026 allows five years for an injury action.
- Founded in 2025
- 40+ national buyer and supply partners
- All U.S. states
- Exclusive by default
Missouri facts for car accident lead buyers
| Fact | Value Source |
|---|---|
| Auto insurance system | Fault-based; owners must maintain financial responsibility to operate or register a vehicle (RSMo 303.025, as published 2026)RSMo 303.025, Financial responsibility required Missouri Revisor of Statutes |
| Personal injury statute of limitations | Five years for any other injury to the person (RSMo 516.120(4), as published 2026)RSMo 516.120, What actions within five years Missouri Revisor of Statutes |
| Proposed change | HB 68 (2025) would have set two years; it passed the House on February 20, 2025, and the published statute still reads five yearsMissouri House Passes HB 68 (press release, February 20, 2025) Missouri House of Representatives |
| Traffic fatalities | 991 in 2023, down from 1,057 in 2022 (NHTSA FARS)FARS Encyclopedia: Fatalities and Fatality Rates by State (2023 view) NHTSA |
| Fatality rate | 1.23 per 100 million vehicle miles traveled in 2023; U.S. 1.26 (NHTSA FARS)FARS Encyclopedia: Fatalities and Fatality Rates by State (2023 view) NHTSA |
| Deaths in crashes with a driver at BAC .08 or higher | 285 in 2023, 29 percent of deaths (NHTSA FARS)FARS Encyclopedia: States, Alcohol (2023 view) NHTSA |
| Unrestrained passenger vehicle occupants killed | 354 of 615 in 2023 (NHTSA FARS)FARS Encyclopedia: States, Occupants (2023 view) NHTSA |
| Motorcyclists killed | 176 in 2023 (NHTSA FARS)FARS Encyclopedia: States, Crashes and All Victims (2023 view, Missouri) NHTSA |
| Pedestrians killed | 127 in 2023, 2.05 per 100,000 population (NHTSA FARS)FARS Encyclopedia: States, Pedestrians (2023 view) NHTSA |
| Jackson County traffic deaths | 132 in 2023, the most of any Missouri county in FARS (NHTSA FARS county table)FARS Encyclopedia: States, Crashes and All Victims (2023 view, Missouri) NHTSA |
Last reviewed: October 7, 2026. A summary for education, not legal advice.
Missouri claims run against the at-fault driver
This section is general information, not legal advice. It summarizes official sources as of October 7, 2026; check the current text of each rule before relying on it.
Missouri has no personal injury protection system. RSMo 303.025 (Revised Statutes of Missouri, as published 2026) bars an owner from operating, registering or keeping the registration of a vehicle, or letting another person drive it, unless the owner maintains the financial responsibility the law requires. A Missouri claimant therefore pursues the driver who caused the crash and that driver's coverage, with no no-fault threshold to clear.
That puts the coverage question near the top of a Missouri lead. Buyers ask whether a police report exists, whether the other driver was insured and who was cited, because those answers decide which policy a firm looks to first.
Five years on the books in Missouri, and why buyers still filter tight
This section is general information, not legal advice. It summarizes official sources as of October 7, 2026; check the current text of each rule before relying on it.
Missouri's period is long. RSMo 516.120(4) (Revised Statutes of Missouri, as published 2026) allows five years for an action for any other injury to the person or rights of another not arising on contract, which covers most car accident injury claims.
A shorter period has been proposed. The Missouri House passed HB 68 on February 20, 2025, which would have cut the period to two years for injuries after August 28, 2025, but section 516.120 as published still reads five years. Buyers should check the current statute before relying on the longer period.
Most desks set an accident age limit far shorter than either number. A recent crash with recent treatment is easier for a firm to document, and fault answers (citations, point of impact, witnesses) let it judge the claimant's share of the blame.
Missouri traffic deaths in NHTSA data
Missouri lost 991 people in traffic crashes in 2023, compared with 1,057 in 2022. Its 2023 rate was 1.23 deaths per 100 million vehicle miles traveled, close to the national 1.26, according to the FARS fatality rate table (2023).
- Of 615 passenger vehicle occupants killed in 2023, 354 were not using a restraint (FARS occupants table, 2023).
- Deaths in crashes where a driver had a blood alcohol concentration of .08 or higher: 285, or 29 percent, in 2023 (FARS alcohol table, 2023).
- Pedestrians killed: 127 in 2023, a rate of 2.05 per 100,000 residents (FARS pedestrians table, 2023).
- Motorcyclists killed: 176 in 2023 (FARS person type table, 2023).
Below are Missouri's eight most populous counties, with St. Louis city listed as the county-level area it is, ranked by the Census Bureau's July 1, 2025 estimates, next to 2023 traffic deaths from FARS. The figures count deaths only.
| County | Population, July 1, 2025 | Traffic deaths, 2023 | Source |
|---|---|---|---|
| St. Louis County | 990,911 | 99 | FARS county table, 2023; Census, July 1, 2025 |
| Jackson | 732,994 | 132 | FARS county table, 2023; Census, July 1, 2025 |
| St. Charles | 426,499 | 22 | FARS county table, 2023; Census, July 1, 2025 |
| Greene | 309,286 | 54 | FARS county table, 2023; Census, July 1, 2025 |
| St. Louis city | 278,144 | 52 | FARS county table, 2023; Census, July 1, 2025 |
| Clay | 265,032 | 18 | FARS county table, 2023; Census, July 1, 2025 |
| Jefferson | 233,132 | 24 | FARS county table, 2023; Census, July 1, 2025 |
| Boone | 191,746 | 26 | FARS county table, 2023; Census, July 1, 2025 |
What buyers in Missouri filter on
The fields Missouri buyers ask for most, and the rule or figure each one answers to:
- Accident date: measured against the RSMo 516.120(4) period and any change to it.
- Other driver's insurance and police report: the claim runs against the at-fault driver under RSMo 303.025.
- Fault answers: citations and point of impact show the claimant's share.
- Injury and treatment: confirms an injury claim rather than property damage only.
- Representation status: filters out claimants who already hired a lawyer.
- ZIP code: sets coverage on either side of the state line in the shared metros.
Where buyers filter in Missouri
Three of Missouri's six largest metro areas cross a state line, so Missouri buyers usually pick ZIP codes rather than whole metros. Populations are the Census Bureau's July 1, 2025 estimates; for St. Louis, Kansas City and Joplin the figure covers the whole metro, including the Illinois or Kansas side.
- St. Louis: 2,814,421 (July 1, 2025 estimate, whole metro area)
- Kansas City: 2,270,682 (July 1, 2025 estimate, whole metro area)
- Springfield: 500,694 (July 1, 2025 estimate)
- Columbia: 219,062 (July 1, 2025 estimate)
- Joplin: 208,796 (July 1, 2025 estimate, whole metro area)
- Jefferson City: 152,712 (July 1, 2025 estimate)
Source: Metropolitan and Micropolitan Statistical Area population estimates, Vintage 2025 (cbsa-est2025-alldata), U.S. Census Bureau.
Consent records for Missouri car accident leads
Missouri car accident leads are delivered with the TCPATCPAThe Telephone Consumer Protection Act, the federal law that governs telemarketing calls and texts, autodialers, prerecorded voice messages and the Do Not Call Registry. Glossary consent record captured on the form, ready to forward to a client firm. For state-level calling rules, see Missouri in the state telemarketing laws table; for the MVA and home improvement overview, see leads in Missouri.
Missouri car accident lead questions
Does Missouri still allow five years for a car accident injury suit?
The published text of RSMo 516.120(4) (as published 2026) reads five years. HB 68 proposed two years and passed the House in February 2025, so check the current statute. This is general information, not legal advice.
How many Missouri traffic deaths involved an unbelted occupant in 2023?
NHTSA's FARS occupants table (2023) counts 354 passenger vehicle occupants killed without a restraint, out of 615 occupants killed.
Can car accident leads be limited to Missouri counties of the Kansas City area?
Yes. Coverage is set by ZIP code, so a desk can take Jackson, Clay and Platte County ZIP codes and leave out Kansas. Leads are exclusive by default.
Request Missouri car accident leads
Email us the Missouri ZIP codes you cover, your daily volume or caps and how you take delivery. ReturnReturnA buyer's request for credit on a lead that fails agreed standards, such as a disconnected number, a duplicate or a lead outside the filters. Glossary terms are agreed on the onboarding call, before you go live.
Start small, with no long-term commitment
- No long-term contract. Pause or stop at any time.
- No setup fee and no monthly fee. You pay only for leads delivered that match your filters.
- Start with a small test volume and scale when the numbers work.
- MVA and home improvement leads are exclusive by default: each lead is sold to one buyer.
- Return terms are agreed on the onboarding call, before you go live.
Or write to team@summitleads.ai. We reply by email.
Generating leads instead? Sell your leads