South Carolina roofing leads
Summit Leads supplies roofing leads in South Carolina by real-time ping/post, exclusive by default, with ZIP code filters. South Carolina has a roofing statute of its own: S.C. Code 40-59-25 (2013 Act No. 77) lets an insured owner cancel after a claim denial and bars contractors from negotiating claims or rebating deductibles.
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South Carolina facts for roofing lead buyers
| Fact | Value Source |
|---|---|
| Roofing contracts paid by insurance | Owner may cancel until midnight of the fifth business day after a written coverage denial (S.C. Code 40-59-25, added by 2013 Act No. 77)S.C. Code Title 40, Chapter 59 (sections 40-59-20 and 40-59-25, Roofing contract cancellation for insurance coverage denial) South Carolina Legislature |
| Payment before the cancellation period ends | Contractor may not require payment from the insured, except for acknowledged emergency services (S.C. Code 40-59-25(C), 2013)S.C. Code Title 40, Chapter 59 (sections 40-59-20 and 40-59-25, Roofing contract cancellation for insurance coverage denial) South Carolina Legislature |
| Roofers in the contractor law | Listed as a residential specialty contracting area for undertakings over five hundred dollars (S.C. Code 40-59-20, as amended in 2022)S.C. Code Title 40, Chapter 59 (sections 40-59-20 and 40-59-25, Roofing contract cancellation for insurance coverage denial) South Carolina Legislature |
| Hail and thunderstorm wind reports | 81 hail records and 502 thunderstorm wind records, 2025 (NOAA NCEI, file dated August 19, 2026)Storm Events Database, 2025 details file (StormEvents_details-ftp_v1.0_d2025_c20260819) NOAA National Centers for Environmental Information |
| FEMA major disaster declarations for severe storms, tornadoes or hurricanes | 2 declared January 1, 2023 to October 7, 2026 (DR-4829 Hurricane Helene, DR-4858)OpenFEMA Dataset: Disaster Declarations Summaries, v2 FEMA |
| Owner-occupied housing units | 1,522,121 of 2,117,989 occupied units (ACS 5-year 2020-2024)Table B25003, Tenure: South Carolina (ACS 5-Year 2020-2024) U.S. Census Bureau |
| Housing units built before 1980 | 32.8% (ACS 5-year 2020-2024, table B25034)Table B25034, Year Structure Built: South Carolina (ACS 5-Year 2020-2024) U.S. Census Bureau |
| Median year structure built | 1992 (ACS 5-year 2020-2024)Table B25035, Median Year Structure Built: South Carolina (ACS 5-Year 2020-2024) U.S. Census Bureau |
Last reviewed: October 7, 2026. A summary for education, not legal advice.
South Carolina's roofing contract statute
This section is general information, not legal advice. It summarizes official sources as of October 7, 2026; check the current text of each rule before relying on it.
Section 40-59-25 of the South Carolina Code (added by 2013 Act No. 77) is titled "Roofing contract cancellation for insurance coverage denial." It covers licensed residential builders, registered residential specialty contractors and unregistered firms doing roof system work, and it sets four rules for jobs paid from a property and casualty policy:
- Cancellation: the insured may cancel until midnight on the fifth business day after receiving the insurer's written notice that all or part of the claim is not a covered loss. The contract must state this in boldface type of at least ten points.
- Payment timing: the contractor may not require payment from the insured until that five-day period has expired, apart from emergency services the insured acknowledged in writing.
- Claims: the contractor may not represent or negotiate for the owner on the insurance claim, though the owner may use a contractor's roof evaluation.
- Deductibles: advertising or promising to pay or rebate any part of the deductible is a misdemeanor and grounds for losing a license.
Section 40-59-20 of the same chapter lists roofers among the residential specialty contracting trades under the Residential Builders Commission. How licensing and registration work for each trade, and the home solicitation cancellation rule, are on leads in South Carolina.
Hurricanes, hail and storm declarations in South Carolina
A hurricane heads the South Carolina declaration list. FEMA's Disaster Declarations Summaries list two major disasters counted here from January 1, 2023 through October 7, 2026: DR-4829 for Hurricane Helene (September 29, 2024) and DR-4858 for severe storms and flooding (January 10, 2025). DR-4835 for Tropical Storm Debby, declared the same day as Helene, is a tropical storm declaration and is not counted.
Hail is less frequent. NOAA's Storm Events Database (2025 file, dated August 19, 2026) has 81 South Carolina hail records and 502 thunderstorm wind records that began in 2025.
How these were counted: a Storm Events record is one event in one county or forecast zone, and each figure is the number of 2025 records of that type. FEMA declarations are distinct state DR declarations with a severe storm, tornado or hurricane as the incident type or in the title, not counting severe winter storms or tropical storms.
Housing age and ownership in South Carolina
South Carolina housing is mostly newer. In the ACS 5-year estimates for 2020-2024, the median year structure built is 1992 (table B25035) and 32.8% of units were built before 1980 (table B25034).
Owners occupy 1,522,121 of the state's 2,117,989 occupied housing units, according to table B25003 (ACS 5-year 2020-2024).
What South Carolina roofing buyers filter on
Because section 40-59-25 applies only when insurance pays, the claim field usually comes first in a South Carolina setup.
- Insurance claim status: filed, planned or none, which decides whether the five-business-day rule and the payment timing rule apply.
- Homeowner status: keeps renters out, since only an owner can contract for roof system work.
- Project type: storm repair, full replacement, or a planned roof on a newer home.
- ZIP code: coastal ZIP codes after a hurricane, or upstate ZIP codes around Greenville and Spartanburg, without paying for the rest of the state.
Where buyers filter in South Carolina
Greenville is the largest metro area based in South Carolina. The Charlotte metro area is mostly in North Carolina, so its population is for the whole area. All figures are Census Bureau estimates for July 1, 2025, and South Carolina roofing buyers can pick ZIP codes in these areas or in any other county.
- Greenville-Anderson-Greer: 1,014,101 (July 1, 2025 estimate)
- Charleston-North Charleston: 889,263 (July 1, 2025 estimate)
- Columbia: 879,918 (July 1, 2025 estimate)
- Charlotte-Concord-Gastonia (NC-SC): 2,938,830 (July 1, 2025 estimate, whole metro area)
- Myrtle Beach-Conway-North Myrtle Beach: 427,551 (July 1, 2025 estimate)
- Spartanburg: 407,656 (July 1, 2025 estimate)
Source: Metropolitan and Micropolitan Statistical Area population estimates, Vintage 2025 (cbsa-est2025-alldata), U.S. Census Bureau.
Consent records for South Carolina roofing leads
South Carolina roofing leads come with the TCPATCPAThe Telephone Consumer Protection Act, the federal law that governs telemarketing calls and texts, autodialers, prerecorded voice messages and the Do Not Call Registry. Glossary consent record the homeowner created on the form. State calling rules are in the South Carolina row of the state telemarketing laws table, and buyers comparing verticals can use leads in South Carolina.
South Carolina roofing lead questions
How long does a South Carolina homeowner have to cancel a roofing contract after a claim denial?
Until midnight on the fifth business day after receiving the insurer's written denial, under S.C. Code 40-59-25 (2013 Act No. 77). The contractor also may not require payment before that period ends, except for acknowledged emergency services. This is general information, not legal advice.
May a South Carolina roofer negotiate the insurance claim for a homeowner?
No. S.C. Code 40-59-25(D) (2013) says a builder or contractor shall not represent or negotiate on an owner's behalf on a claim for roof system repair or replacement.
Which FEMA storm declarations since 2023 cover South Carolina?
Two are counted on this page: DR-4829 for Hurricane Helene (September 29, 2024) and DR-4858 for severe storms and flooding (January 10, 2025), from FEMA's Disaster Declarations Summaries.
Can a buyer take roofing leads in Greenville only?
Yes. Roofing leads in Greenville, or in any other South Carolina area, can be bought by choosing those ZIP codes. Leads are exclusive by default, with shared delivery on request.
Request South Carolina roofing leads
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