MVA and home improvement leads in Idaho

Summit Leads supplies MVA and home improvement leads in Idaho, exclusive by default, with shared delivery on request. Idaho is fault-based and requires bodily injury and property damage liability on each registered personal vehicle. A claimant recovers only if their negligence was not as great as the defendant's, and injury suits have two years. Contractors must register with the state.

Idaho counted 2,029,733 residents on July 1, 2025, by the Census Bureau estimate. Its owner-occupied housing rate is 72.1 percent and the median year its housing units were built is 1991. Car accident claims run on fault with a two-year deadline and a rule that bars a claimant whose negligence is as great as the defendant's. Contractors register with a state board, and in-home sales can be cancelled for three business days.

Summit Leads supplies home improvement and MVA leads in Idaho and checks for an active supplier there before a test. Buyers set filters down to the ZIP code. MVA and home improvement leads are exclusive by default: each lead is sold to one buyer. Shared delivery is available if a buyer asks for it.

Request Idaho lead supply
At-fault stateZIP code filtersTCPA consent record with each lead

Also available in Idaho: plumbing leads, kitchen remodeling leads, home security leads, pest control leads, fencing leads and debt settlement leads.

Idaho MVA leads: two years and a bar at equal fault

The Idaho Department of Insurance states that Idaho residents are required to maintain bodily injury liability and property damage liability coverage for each personal use vehicle registered in Idaho. Idaho has no personal injury protection mandate and no tort threshold, so an injured driver or passenger claims directly against the liability coverage of the driver who caused the crash.

Idaho Code 6-801 decides which of those claims survive. Contributory negligence does not bar recovery "if such negligence or comparative responsibility was not as great as the negligence, gross negligence or comparative responsibility of the person against whom recovery is sought," and damages are reduced in proportion. Put simply, a claimant must be less at fault than the defendant; at fifty-fifty the claim fails. Idaho buyers therefore lean on liability fields such as the police report, citations and crash type.

Idaho Code 5-219(4) sets two years for an action for an injury to the person or for a death caused by the wrongful act or neglect of another. Two years passes quickly once treatment and records are involved, so Idaho MVA campaigns usually carry a tight maximum accident age filterFilterA rule that decides which leads a buyer is offered, based on fields such as vertical, sub-type, state, ZIP code, homeownership or accident details. Glossary.

Sub-types, filters and the quality bar are on the MVA leads and car accident leads pages. How bought leads fit next to a firm's other intakeIntakeThe process a law firm or its intake team uses to screen a potential client, collect the facts of the accident and injury, and decide whether to take the case. Glossary channels is covered in attorney lead generation.

Idaho home improvement leads: 1991 housing, owners and registration

The Census Bureau reports a 72.1% owner-occupied housing unit rate for Idaho for 2020-2024, meaning a little under three in four occupied homes belong to the people who live there. The median year structure built is 1991 in the ACS 5-year estimates for 2020-2024, so half of Idaho housing units went up in 1991 or later. Buyers often lead with project type (a roof repair or replacement, flooring, a bathroom renovation, new windows) and then pick ZIP codes their contractor clients cover.

Idaho contractors must register. Idaho Code 54-5204 makes it unlawful to engage in the business of, or hold oneself out as, a contractor without being registered, and the Idaho Contractors Board, administered by the Division of Occupational and Professional Licenses, handles that registration. Small jobs below a project-size threshold set in the statute are exempt. For sales made in the home, Idaho Code 28-43-402 lets the buyer cancel a home solicitation sale until midnight of the third business day after signing.

Project types and filters are listed on the home improvement leads and roofing leads pages. To compare suppliers on the same basis, work out your cost per lead; the lead generation guide explains how the rest of the industry fits together.

Each lead carries its TCPATCPAThe Telephone Consumer Protection Act, the federal law that governs telemarketing calls and texts, autodialers, prerecorded voice messages and the Do Not Call Registry. Glossary consent record (opt-in language, timestamp, IP address and page URL), so the record travels with the lead to your system.

Idaho leads are delivered with a consent record built to the federal TCPA standard, holding the opt-in languageOpt-in languageThe consent disclosure shown next to the submit button on a lead form. Glossary, timestamp, IP address and page URL. The record travels with the lead to whichever law firm or contractor makes the call.

Our guide to state telemarketing laws compares the states that add rules on top of the TCPA.

State telemarketing rules for Idaho are in the state telemarketing laws table.

Idaho facts for lead buyers

FactValue Source
Auto insurance systemFault-based; bodily injury and property damage liability required for each registered personal use vehicleRequired Auto Coverage Idaho Department of Insurance
Personal injury statute of limitationsTwo years (Idaho Code 5-219(4))Idaho Code 5-219 Idaho Legislature
Comparative fault ruleModified: recovery only if claimant's negligence was not as great as the defendant's (Idaho Code 6-801)Idaho Code 6-801, Comparative negligence or comparative responsibility Idaho Legislature
Contractor licensingState registration required to act as a contractor (Idaho Code 54-5204)Idaho Code 54-5204, Registration required Idaho Legislature
Registration agencyIdaho Contractors Board, Division of Occupational and Professional LicensesContractors Board Idaho Division of Occupational and Professional Licenses
Home solicitation cancellationThree business days (Idaho Code 28-43-402)Idaho Code 28-43-402, Buyer's right to cancel Idaho Legislature
Population2,029,733 (July 1, 2025, Vintage 2025 estimate)QuickFacts: Idaho U.S. Census Bureau
Owner-occupied housing unit rate72.1% (ACS 2020-2024)QuickFacts: Idaho U.S. Census Bureau
Median year structure built1991 (ACS 5-year 2020-2024)Table B25035, Median Year Structure Built: Idaho (ACS 5-Year 2020-2024) U.S. Census Bureau

Last reviewed: September 19, 2026. A summary for education, not legal advice.

Idaho lead buying questions

Is Idaho an at-fault state for car accidents?

Yes. Idaho requires bodily injury and property damage liability coverage and has no no-fault threshold, so injured people claim against the driver who caused the crash.

Can an Idaho claimant who was partly at fault recover?

Only if their negligence was not as great as the defendant's, under Idaho Code 6-801. Damages are then reduced by the claimant's share.

How long do Idaho accident victims have to file suit?

Two years for an injury to the person, under Idaho Code 5-219(4). Buyers usually set an accident age limit well inside that window.

Do Idaho contractors need a state license?

Idaho requires registration. Idaho Code 54-5204 makes it unlawful to act as a contractor without registering, and the Idaho Contractors Board within the Division of Occupational and Professional Licenses handles it. Small projects below a statutory threshold are exempt.

Can Idaho buyers cancel an in-home sale?

Yes. Idaho Code 28-43-402 lets the buyer cancel a home solicitation sale until midnight of the third business day after signing. This is a summary for education, not legal advice.

Can we buy Idaho leads by ZIP code?

Yes. Summit Leads supplies home improvement and MVA leads in Idaho, with a check for an active supplier there before a test, and buyers choose the states or ZIP codes they buy in.

Request Idaho lead supply

Tell us the verticals you buy in Idaho, the ZIP codes you cover, your daily volume and how you take delivery. ReturnReturnA buyer's request for credit on a lead that fails agreed standards, such as a disconnected number, a duplicate or a lead outside the filters. Glossary terms are discussed on the onboarding call and agreed before going live.

Start small, with no long-term commitment

  • No long-term contract. Pause or stop at any time.
  • No setup fee and no monthly fee. You pay only for leads delivered that match your filters.
  • Start with a small test volume and scale when the numbers work.
  • MVA and home improvement leads are exclusive by default: each lead is sold to one buyer.
  • Return terms are agreed on the onboarding call, before you go live.
Email us to request supply

Or write to team@summitleads.ai. We reply by email.

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Buying or selling leads? Talk to us.

Email team@summitleads.ai. We reply by email. You can also message Summit Leads or Russell Brown on LinkedIn. Contact details.

Sources

  1. Required Auto Coverage, Idaho Department of Insurancedoi.idaho.gov
  2. Idaho Code 5-219, Idaho Legislaturelegislature.idaho.gov
  3. Idaho Code 6-801, Comparative negligence or comparative responsibility, Idaho Legislaturelegislature.idaho.gov
  4. Idaho Code 54-5204, Registration required, Idaho Legislaturelegislature.idaho.gov
  5. Contractors Board, Idaho Division of Occupational and Professional Licensesdopl.idaho.gov
  6. Idaho Code 28-43-402, Buyer's right to cancel, Idaho Legislaturelegislature.idaho.gov
  7. QuickFacts: Idaho, U.S. Census Bureaucensus.gov
  8. Table B25035, Median Year Structure Built: Idaho (ACS 5-Year 2020-2024), U.S. Census Bureaudata.census.gov