MVA and home improvement leads in Louisiana
Summit Leads supplies MVA and home improvement leads in Louisiana, exclusive by default. Louisiana claims are fault-based, and delictual actions have a two-year prescription period. Since January 1, 2026, a claimant 51 percent or more at fault recovers nothing, and below that damages are reduced. The State Licensing Board for Contractors licenses residential and home improvement work.
Louisiana had 4,618,189 residents in the Census Bureau estimate for July 1, 2025. Two recent changes matter for anyone buying Louisiana MVA leads: delictual actions now prescribe in two years under Act 423 of 2024, and since January 1, 2026 a claimant 51 percent or more at fault recovers nothing. Louisiana also sets its own rules for automated calls, covered below.
Summit Leads supplies home improvement and MVA leads in Louisiana and checks for an active supplier there before a test. Buyers set filters down to the ZIP code. MVA and home improvement leads are exclusive by default: each lead is sold to one buyer. Shared delivery is available if a buyer asks for it.
Request Louisiana lead supplyAlso available in Louisiana: plumbing leads, kitchen remodeling leads, home security leads, pest control leads, fencing leads and debt settlement leads.
Louisiana MVA leads: two-year prescription and the 51 percent bar
Louisiana claims are fault-based. The Louisiana Department of Insurance guide describes bodily injury liability as covering injury or damage caused by the policyholder, family members and others driving with permission. Louisiana adds a rule of its own, La. R.S. 32:866, known as "No Pay, No Play": an owner or operator who fails to own or maintain compulsory liability security cannot recover a first portion of bodily injury damages and a first portion of property damage, both set in the statute. Insurance status of the caller is therefore a useful field on a Louisiana lead.
Civil Code article 3493.1 provides that delictual actions "are subject to a liberative prescription of two years," running from the day injury or damage is sustained. The article came in with Act 423 of 2024, effective July 1, 2024. Buyers set a maximum accident age that leaves a firm time to investigate before the two years run.
Fault is apportioned under Civil Code article 2323, as amended by Act 15 of 2025, effective January 1, 2026. If the injured person's share of negligence is "equal to or greater than fifty-one percent," that person is not entitled to recover damages; below that, damages are reduced in proportion to the injured person's share. A claimant found exactly half at fault still recovers half. Liability filters (citations, rear-end or not, the other driver's admissions) now decide whether a Louisiana lead has value at all.
Sub-types, filters and the quality bar are on the MVA leads and car accident leads pages. How bought leads fit next to a firm's other intakeIntakeThe process a law firm or its intake team uses to screen a potential client, collect the facts of the accident and injury, and decide whether to take the case. Glossary channels is covered in attorney lead generation.
Louisiana home improvement leads: 67.4 percent owners and 1983 housing
The Census Bureau puts the Louisiana owner-occupied housing unit rate at 67.4% for 2020-2024, so about two in three households own their home. Homeowner confirmation is the first filterFilterA rule that decides which leads a buyer is offered, based on fields such as vertical, sub-type, state, ZIP code, homeownership or accident details. Glossary on any Louisiana campaign.
The median year structure built for Louisiana housing units is 1983 in the ACS 5-year estimates for 2020-2024: half of the housing units date from 1983 or earlier. Buyers pick project types (roofing, siding and gutters, windows, bathroom renovation, flooring) and then the ZIP codes their contractor clients serve.
The Louisiana State Licensing Board for Contractors issues a residential building contractor license for residential construction and home improvement work above a project-size threshold set in the statute, and a separate home improvement registration for renovation, repair and remodeling work on existing homes above its own threshold set in the statute. For sales made at the home, La. R.S. 9:3538 lets the consumer cancel a home solicitation sale until midnight of the third business day after signing.
Project types and filters are listed on the home improvement leads and roofing leads pages. To compare suppliers on the same basis, work out your cost per lead; the lead generation guide explains how the rest of the industry fits together.
Consent records and Louisiana telemarketing rules
Each lead carries its TCPATCPAThe Telephone Consumer Protection Act, the federal law that governs telemarketing calls and texts, autodialers, prerecorded voice messages and the Do Not Call Registry. Glossary consent record (opt-in language, timestamp, IP address and page URL), so the record travels with the lead to your system.
Louisiana has its own rules on top of the federal TCPA: automated dialing rules in La. R.S. 45:811 and the Telephone Solicitation Relief Act, La. R.S. 45:844.14. They limit automated dialing and announcing device calls to between 8 a.m. and 8 p.m., Monday through Saturday, with no such calls on Sundays or state holidays, and require prior consent. They bar random or sequential dialing, require the caller to state its name and number within the first 25 seconds, and prohibit solicitations to numbers on the state do not call listing or the National Do Not Call RegistryDNC / Do Not Call RegistryThe National Do Not Call Registry is a federal list of numbers whose owners have opted out of most telemarketing calls. Glossary. Each Louisiana lead carries its consent record (opt-in wording, timestamp, IP address, page URL). This is a summary for education, not legal advice.
Our guide to state telemarketing laws compares the states that add rules on top of the TCPA.
State telemarketing rules for Louisiana are in the state telemarketing laws table.
Louisiana facts for lead buyers
| Fact | Value Source |
|---|---|
| Auto insurance system | Fault-based (tort); bodily injury liability covers injury the policyholder causesConsumer's Guide to Auto Insurance Louisiana Department of Insurance |
| No Pay, No Play | An uninsured owner or operator cannot recover a first portion of bodily injury and property damage set in the statute (La. R.S. 32:866)La. R.S. 32:866, Compulsory motor vehicle liability security; failure to maintain Louisiana State Legislature |
| Personal injury statute of limitations | Two years for delictual actions (Civil Code art. 3493.1, Act 423 of 2024, effective July 1, 2024)Civil Code art. 3493.1, Delictual actions Louisiana State Legislature |
| Comparative fault rule | Modified since January 1, 2026: no recovery at 51 percent or more; otherwise reduced by the claimant's share (Civil Code art. 2323)Civil Code art. 2323, Comparative fault Louisiana State Legislature |
| Contractor licensing | State Licensing Board for Contractors: residential license and home improvement registration, each above a project-size thresholdTypes of Licenses Louisiana State Licensing Board for Contractors |
| Home solicitation cancellation | Until midnight of the third business day after signing (La. R.S. 9:3538)La. R.S. 9:3538, Consumer's right to cancel Louisiana State Legislature |
| State telemarketing law | La. R.S. 45:811 (automated dialing); La. R.S. 45:844.14 (Telephone Solicitation Relief Act)La. R.S. 45:811, Automated dialing rules Louisiana State Legislature |
| Population | 4,618,189 (July 1, 2025, Vintage 2025 estimate)QuickFacts: Louisiana U.S. Census Bureau |
| Owner-occupied housing unit rate | 67.4% (ACS 2020-2024)QuickFacts: Louisiana U.S. Census Bureau |
| Median year structure built | 1983 (ACS 5-year 2020-2024)Table B25035, Median Year Structure Built: Louisiana (ACS 5-Year 2020-2024) U.S. Census Bureau |
Last reviewed: September 19, 2026. A summary for education, not legal advice.
Louisiana lead buying questions
How long does a Louisiana accident victim have to file suit?
Two years. Civil Code article 3493.1, added by Act 423 of 2024 and effective July 1, 2024, sets a two-year liberative prescription for delictual actions, running from the day the injury or damage is sustained.
Does Louisiana still use pure comparative fault?
No. Act 15 of 2025 amended Civil Code article 2323, effective January 1, 2026. A person 51 percent or more at fault cannot recover; below that, damages are reduced by the person's share of fault.
What is No Pay, No Play in Louisiana?
La. R.S. 32:866 bars an owner or operator who failed to maintain compulsory liability security from recovering a first portion of bodily injury and property damage set in the statute. Buyers often ask for insurance status on Louisiana leads for this reason.
Which Louisiana telemarketing rules apply to following up on a lead?
La. R.S. 45:811 limits automated dialing and announcing device calls to 8 a.m. to 8 p.m., Monday through Saturday, and requires prior consent; La. R.S. 45:844.14 bars solicitations to numbers on the state or national do not call lists. This is a summary for education, not legal advice.
Do Louisiana home improvement contractors need a state license?
Above certain project sizes, yes. The State Licensing Board for Contractors issues a residential building contractor license and a home improvement registration, each tied to a project-size threshold set in the statute.
Can we buy Louisiana leads by ZIP code?
Buyers choose the states or ZIP codes they buy in. Summit Leads supplies home improvement and MVA leads in Louisiana, with a check for an active supplier there before a test, and leads are exclusive by default: each lead is sold to one buyer.
Request Louisiana lead supply
Tell us the verticals you buy in Louisiana, the ZIP codes you cover, your daily volume and how you take delivery. ReturnReturnA buyer's request for credit on a lead that fails agreed standards, such as a disconnected number, a duplicate or a lead outside the filters. Glossary terms are discussed on the onboarding call and agreed before going live.
Start small, with no long-term commitment
- No long-term contract. Pause or stop at any time.
- No setup fee and no monthly fee. You pay only for leads delivered that match your filters.
- Start with a small test volume and scale when the numbers work.
- MVA and home improvement leads are exclusive by default: each lead is sold to one buyer.
- Return terms are agreed on the onboarding call, before you go live.
Or write to team@summitleads.ai. We reply by email.
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