New York roofing leads
Summit Leads supplies roofing leads in New York by real-time ping/post, exclusive by default, with ZIP code filters. New York has the oldest housing of any state, with 73.9% of units built before 1980 in ACS table B25034 (2020-2024), and General Business Law 771-b bars roofers from rebating insurance deductibles.
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New York facts for roofing lead buyers
| Fact | Value Source |
|---|---|
| Housing units built before 1980 | 73.9%, the highest share of any state (ACS 5-year 2020-2024, table B25034)Table B25034, Year Structure Built: New York (ACS 5-Year 2020-2024) U.S. Census Bureau |
| Median year structure built | 1959, the earliest of any state (ACS 5-year 2020-2024)Table B25035, Median Year Structure Built: New York (ACS 5-Year 2020-2024) U.S. Census Bureau |
| Owner-occupied housing units | 4,196,985 of 7,722,646 occupied units (ACS 5-year 2020-2024)Table B25003, Tenure: New York (ACS 5-Year 2020-2024) U.S. Census Bureau |
| Hail and thunderstorm wind reports | 87 hail records and 635 thunderstorm wind records, 2025 (NOAA NCEI, file dated August 19, 2026)Storm Events Database, 2025 details file (StormEvents_details-ftp_v1.0_d2025_c20260819) NOAA National Centers for Environmental Information |
| FEMA major disaster declarations for severe storms, tornadoes or hurricanes | 4 declared January 1, 2023 to October 7, 2026 (DR-4723, 4755, 4814, 4839)OpenFEMA Dataset: Disaster Declarations Summaries, v2 FEMA |
| Roofing contracts paid by insurance | Owner may cancel until midnight of the third business day after a written coverage denial (GBL 771-b(3), revision of May 29, 2020)General Business Law 771-b, Responsibilities of roofing contractors (revision of May 29, 2020) New York State Senate |
| Insurance deductible | Roofers may not advertise or promise to pay or rebate any part of it (GBL 771-b(2), revision of May 29, 2020)General Business Law 771-b, Responsibilities of roofing contractors (revision of May 29, 2020) New York State Senate |
Last reviewed: October 7, 2026. A summary for education, not legal advice.
New York homes are the oldest in the country
No state has older housing. In the Census Bureau's ACS 5-year estimates for 2020-2024, table B25035 puts the New York median year structure built at 1959, and table B25034 shows 73.9% of units built before 1980. Both are the highest age figures among the 50 states in the same tables.
The owner count is smaller than the housing count suggests, because much of New York housing is rented. Table B25003 (ACS 5-year 2020-2024) counts 4,196,985 owner-occupied units out of 7,722,646 occupied units. Only those owners can sign a roofing contract, which is why a homeowner check sits at the front of every New York roofing filterFilterA rule that decides which leads a buyer is offered, based on fields such as vertical, sub-type, state, ZIP code, homeownership or accident details. Glossary.
Storm records and federal declarations in New York
Hail is a smaller part of the New York storm record than wind. The 2025 file of NOAA's Storm Events Database (file dated August 19, 2026) holds 87 New York hail records and 635 thunderstorm wind records with a 2025 begin date.
Four New York major disasters for severe storms or tornadoes were declared from January 1, 2023 through October 7, 2026, according to FEMA's Disaster Declarations Summaries: DR-4723 (July 22, 2023), DR-4755 (January 30, 2024), DR-4814 (August 29, 2024) and DR-4839 (October 21, 2024). Each title also names flooding. A separate declaration for the remnants of Tropical Storm Debby, DR-4825 (September 24, 2024), is a tropical storm declaration and is not in that count.
Counting method: each Storm Events figure is the number of state records of that event type that began in 2025, where one record covers one county or forecast zone in one event. The FEMA figure counts distinct state major disaster (DR) declarations whose incident type or title is a severe storm, tornado or hurricane; severe winter storms and tropical storms are left out.
What New York law requires of roofing contractors
This section is general information, not legal advice. It summarizes official sources as of October 7, 2026; check the current text of each rule before relying on it.
New York has a statute written for roofers. General Business Law 771-b (revision of May 29, 2020) applies to roofing contractors doing roofing, gutter, downspout or siding work for an owner. Its points that touch insurance-paid jobs are listed below.
- Deductibles: a roofing contractor may not advertise or promise to pay or rebate any part of an insurance deductible, and the ban covers discounts, gifts, credits and referral fees.
- Cancellation after a denial: an owner whose contract is to be paid under a property and casualty policy may cancel until midnight on the third business day after the insurer gives written notice that all or part of the claim is not covered. A handwritten emergency waiver is the stated exception.
- Claims: the contractor may not report, adjust or negotiate the claim for the owner, or take a referral fee from anyone who does.
- Payment: the contractor may not require a deposit; it may invoice for materials on delivery and for the rest on completion.
The same law requires a written contract under section 771. Where a local contractor license applies and how the general home improvement cancellation right works are explained on leads in New York.
What New York roofing buyers filter on
New York buyers often start with ownership, since renters hold a large share of the occupied units counted above.
- Homeowner status: confirms the requester owns the home and can sign under section 771-b.
- Project type: repair, full replacement, or gutter and downspout work, which the same statute covers.
- Insurance claim status: whether a claim is filed, since a denial opens the three-business-day cancellation window.
- ZIP code: a crew can cover upstate counties after a wind event without taking New York City ZIP codes, or the reverse.
Where buyers filter in New York
The New York City metro area extends into New Jersey and Pennsylvania, so its figure is for the whole area. The other five are entirely in New York. Populations are Census Bureau estimates for July 1, 2025, and a filter can be any set of ZIP codes, including ZIP codes outside these six.
- New York-Newark-Jersey City (NY-NJ): 20,112,448 (July 1, 2025 estimate, whole metro area)
- Buffalo-Cheektowaga: 1,155,653 (July 1, 2025 estimate)
- Rochester: 1,056,149 (July 1, 2025 estimate)
- Albany-Schenectady-Troy: 915,835 (July 1, 2025 estimate)
- Kiryas Joel-Poughkeepsie-Newburgh: 718,377 (July 1, 2025 estimate)
- Syracuse: 652,273 (July 1, 2025 estimate)
Source: Metropolitan and Micropolitan Statistical Area population estimates, Vintage 2025 (cbsa-est2025-alldata), U.S. Census Bureau.
Consent records for New York roofing leads
Each New York roofing lead is delivered with the TCPATCPAThe Telephone Consumer Protection Act, the federal law that governs telemarketing calls and texts, autodialers, prerecorded voice messages and the Do Not Call Registry. Glossary consent record from the homeowner's form submission. Before dialing, a buyer can review New York's calling rules in the state telemarketing laws table; the page covering every Summit verticalVerticalThe industry or product category a lead belongs to, such as roofing or car accident. Glossary in the state is leads in New York.
New York roofing lead questions
Can a New York roofer offer to cover the homeowner's deductible?
No. General Business Law 771-b(2) (revision of May 29, 2020) says a roofing contractor shall not advertise or promise to pay or rebate any part of an insurance deductible, including through discounts or referral fees. This is general information, not legal advice.
How long can a New York homeowner cancel a roofing contract after a claim denial?
Until midnight on the third business day after the insurer's written notice that all or part of the claim is not covered, under GBL 771-b(3) (revision of May 29, 2020), unless the owner signed a handwritten emergency waiver.
Why do roofing buyers treat New York as an older-home market?
The Census Bureau's ACS 5-year estimates for 2020-2024 show 73.9% of New York housing units built before 1980 and a median year built of 1959, the oldest figures of any state.
Can a buyer take upstate New York roofing leads without New York City?
Yes. Filters go down to the ZIP code, so a buyer can choose Buffalo, Rochester or Albany area ZIP codes and leave out the city. Roofing leads are exclusive by default, with shared delivery on request.
Request New York roofing leads
Email us the New York ZIP codes you cover, your daily volume or caps and how you take delivery. ReturnReturnA buyer's request for credit on a lead that fails agreed standards, such as a disconnected number, a duplicate or a lead outside the filters. Glossary terms are agreed on the onboarding call, before you go live.
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