Delaware roofing leads
Summit Leads supplies roofing leads in Delaware by real-time ping/post, exclusive by default, with ZIP code filters. Delaware's Department of Insurance bulletin (revised 2025) says a contractor without a public adjuster license may estimate storm damage but may not negotiate the claim, and FEMA lists no Delaware storm disasters since 2023.
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Delaware facts for roofing lead buyers
| Fact | Value Source |
|---|---|
| Contractors in property claims | Without a public adjuster license, a contractor may prepare an estimate but may not prepare, submit or negotiate the claim (Department of Insurance bulletin, revised February 13, 2025)Producers and Adjusters Bulletin No. 28 and Domestic/Foreign Insurers Bulletin No. 101, Roles of Insurance Adjusters and Contractors in Claims Involving Insurance Coverage for Property Damage (revised February 13, 2025) Delaware Department of Insurance |
| Assignment of claim benefits | Insurers may limit assignment so that rights are not assigned to a property repair contractor, under Senate Bill 80 of the 151st General Assembly (bulletin revised February 13, 2025)Producers and Adjusters Bulletin No. 28 and Domestic/Foreign Insurers Bulletin No. 101, Roles of Insurance Adjusters and Contractors in Claims Involving Insurance Coverage for Property Damage (revised February 13, 2025) Delaware Department of Insurance |
| FEMA major disaster declarations for severe storms, tornadoes or hurricanes | None declared January 1, 2023 to October 7, 2026OpenFEMA Dataset: Disaster Declarations Summaries, v2 FEMA |
| Hail reports | 1 Storm Events record with event type Hail, 2025 (NOAA NCEI, file dated August 19, 2026)Storm Events Database, 2025 details file (StormEvents_details-ftp_v1.0_d2025_c20260819) NOAA National Centers for Environmental Information |
| Thunderstorm wind reports | 31 Storm Events records with event type Thunderstorm Wind, 2025 (NOAA NCEI, file dated August 19, 2026)Storm Events Database, 2025 details file (StormEvents_details-ftp_v1.0_d2025_c20260819) NOAA National Centers for Environmental Information |
| Owner-occupied housing units | 293,383 of 402,038 occupied units (ACS 5-year 2020-2024)Table B25003, Tenure: Delaware (ACS 5-Year 2020-2024) U.S. Census Bureau |
| Median year structure built | 1987 (ACS 5-year 2020-2024)Table B25035, Median Year Structure Built: Delaware (ACS 5-Year 2020-2024) U.S. Census Bureau |
| Housing units built before 1980 | 41.9% (ACS 5-year 2020-2024, table B25034)Table B25034, Year Structure Built: Delaware (ACS 5-Year 2020-2024) U.S. Census Bureau |
Last reviewed: October 7, 2026. A summary for education, not legal advice.
Delaware storm records since 2023
FEMA's Disaster Declarations Summaries contain no Delaware major disaster for severe storms, tornadoes or a hurricane declared between January 1, 2023 and October 7, 2026. A buyer setting Delaware filters therefore works from local storm reports and housing age, not from a federal declaration.
The 2025 file of NOAA's Storm Events Database has one Delaware hail record and 31 thunderstorm wind records. Wind reports outnumber hail reports 31 to one in that file.
How the figures were produced: NOAA counts are 2025 Storm Events records of each event type for Delaware, with one record for each county or forecast zone an event touched. The FEMA count includes only distinct state major disaster (DR) declarations whose incident type or title is a severe storm, tornado or hurricane, and excludes severe winter storms. A count of zero is reported as zero.
Contractors, adjusters and Delaware insurance claims
This section is general information, not legal advice. It summarizes official sources as of October 7, 2026; check the current text of each rule before relying on it.
Delaware has drawn a line between repairing storm damage and handling the claim for it. The Department of Insurance Producers and Adjusters Bulletin No. 28 (revised February 13, 2025) sets out what a contractor without a Delaware public adjuster license can and cannot do.
- Allowed: offer repair services to an owner, give an opinion on whether damage came from a storm, prepare an estimate and scope of work, and be present when the insurer's adjuster inspects.
- Not allowed: prepare or submit the claim, negotiate it with the insurer, advise on policy coverage, or advertise as a "claim specialist" or as able to raise the settlement.
- Power of attorney: a contractor may not get around the public adjuster license requirement in 18 Del. C. 1751 by taking a power of attorney from the insured.
- Assignment: Senate Bill 80 of the 151st General Assembly lets a property insurer limit assignment of policy benefits so that they cannot be assigned to a property repair contractor.
The state contractor business license and the home solicitation cancellation rule are explained on leads in Delaware.
Delaware housing: owners and age
Delaware's housing is newer than in most states. Table B25034 shows 41.9% of units built before 1980, and the largest single decade in the table is 2000 to 2009, in the ACS 5-year estimates for 2020-2024. The median year built is 1987 in table B25035 for the same period.
Of 402,038 occupied housing units, 293,383 are owner-occupied, according to table B25003 (ACS 5-year 2020-2024). Those owners are the households that can sign a roofing contract.
What Delaware roofing buyers filter on
Delaware filters follow its housing mix and its claim rules rather than a storm calendar.
- Project type: replacement on an older roof, repair, or a first replacement on a home built since 2000.
- Insurance claim status: tells the contractor whether the owner, a licensed public adjuster or the insurer will handle the claim.
- Homeowner status: keeps the request to owners who can approve the work.
- ZIP code: buyers pick New Castle, Kent or Sussex County ZIP codes, or any mix of them.
Where buyers filter in Delaware
Delaware has three core-based statistical areas in the Census Bureau's July 1, 2025 estimates. New Castle County is part of the four-state Philadelphia metro area, so that figure is for the whole area, and Seaford is a micropolitan area. Buyers of roofing leads in Wilmington, Dover or the beach towns set the same ZIP code filters.
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD: 6,329,118 (July 1, 2025 estimate, whole metro area)
- Seaford (micropolitan): 277,140 (July 1, 2025 estimate)
- Dover: 194,786 (July 1, 2025 estimate)
Source: Metropolitan and Micropolitan Statistical Area population estimates, Vintage 2025 (cbsa-est2025-alldata), U.S. Census Bureau.
Consent records for Delaware roofing leads
Every Delaware roofing lead includes the TCPATCPAThe Telephone Consumer Protection Act, the federal law that governs telemarketing calls and texts, autodialers, prerecorded voice messages and the Do Not Call Registry. Glossary consent record captured on the homeowner's form. A calling team can find Delaware in the state telemarketing laws table, and buyers who also take MVA leads can see the state as a whole on leads in Delaware.
Delaware roofing lead questions
Can a Delaware roofer handle the homeowner's insurance claim?
Not without a public adjuster license. The Department of Insurance bulletin revised February 13, 2025 says such a contractor may prepare an estimate and attend the inspection but may not prepare, submit or negotiate the claim. This is general information, not legal advice.
Has FEMA declared a storm disaster in Delaware since 2023?
No. FEMA's Disaster Declarations Summaries list no Delaware major disaster for severe storms, tornadoes or a hurricane from January 1, 2023 to October 7, 2026.
How much of Delaware's housing predates 1980?
The Census Bureau's table B25034 puts it at 41.9% in the ACS 5-year estimates for 2020-2024.
Can a buyer take Sussex County roofing leads without Wilmington?
Yes. Coverage is set by ZIP code, so a buyer can choose Sussex County ZIP codes and leave New Castle County out. Leads are exclusive by default.
Request Delaware roofing leads
Email us the Delaware ZIP codes you cover, your daily volume or caps and how you take delivery. ReturnReturnA buyer's request for credit on a lead that fails agreed standards, such as a disconnected number, a duplicate or a lead outside the filters. Glossary terms are agreed on the onboarding call, before you go live.
Start small, with no long-term commitment
- No long-term contract. Pause or stop at any time.
- No setup fee and no monthly fee. You pay only for leads delivered that match your filters.
- Start with a small test volume and scale when the numbers work.
- MVA and home improvement leads are exclusive by default: each lead is sold to one buyer.
- Return terms are agreed on the onboarding call, before you go live.
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