Minnesota roofing leads
Summit Leads supplies roofing leads in Minnesota by real-time ping/post, exclusive by default, with ZIP code filters. Minnesota had 262 hail records in NOAA's 2025 Storm Events file, and state law lets an insured homeowner cancel a roofing contract within 72 hours after a claim denial.
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Minnesota facts for roofing lead buyers
| Fact | Value Source |
|---|---|
| Hail reports | 262 Storm Events records with event type Hail, 2025 (NOAA NCEI, file dated August 19, 2026); 11th of the 50 statesStorm Events Database, 2025 details file (StormEvents_details-ftp_v1.0_d2025_c20260819) NOAA National Centers for Environmental Information |
| FEMA major disaster declarations for severe storms, tornadoes or hurricanes | 2 declared January 1, 2023 to October 7, 2026 (DR-4722, DR-4797)OpenFEMA Dataset: Disaster Declarations Summaries, v2 FEMA |
| Cancellation after a claim denial | Within 72 hours after the insurer notifies the insured of the denial (Minn. Stat. 326B.811, 2025 Minnesota Statutes)Minnesota Statutes 326B.811, Residential roofing contract; right to cancel (2025 Minnesota Statutes) Minnesota Office of the Revisor of Statutes |
| Insurance-paid residential work | No promise to pay the deductible; itemized estimate required; no claim adjusting without a public adjuster license (Minn. Stat. 325E.66, 2025)Minnesota Statutes 325E.66, Insurance claims for residential contracting goods and services (2025 Minnesota Statutes) Minnesota Office of the Revisor of Statutes |
| Owner-occupied housing units | 1,666,687 of 2,307,955 occupied units (ACS 5-year 2020-2024)Table B25003, Tenure: Minnesota (ACS 5-Year 2020-2024) U.S. Census Bureau |
| Median year structure built | 1979 (ACS 5-year 2020-2024)Table B25035, Median Year Structure Built: Minnesota (ACS 5-Year 2020-2024) U.S. Census Bureau |
| Housing units built before 1980 | 52.1% (ACS 5-year 2020-2024, table B25034)Table B25034, Year Structure Built: Minnesota (ACS 5-Year 2020-2024) U.S. Census Bureau |
Last reviewed: October 7, 2026. A summary for education, not legal advice.
Minnesota statutes on claim-paid roofing contracts
This section is general information, not legal advice. It summarizes official sources as of October 7, 2026; check the current text of each rule before relying on it.
Minnesota has a statute written for roofing contracts paid from insurance. Under Minn. Stat. 326B.811 (2025 Minnesota Statutes), a person who signs a written contract with a residential roofer, remodeler or building contractor for work paid from a property or casualty policy may cancel within 72 hours after the insurer says the claim is denied. The contractor must give a boldface notice of that right and a detachable notice of cancellation form before the contract is signed.
A second statute governs how the contractor sells claim-paid work. Minn. Stat. 325E.66 (2025 Minnesota Statutes) bars a residential contractor from advertising or promising to pay any part of the insurance deductible, or paying the insured for an inspection, a claim or a referral. The contractor must give a good faith itemized estimate with any repair authorization, and may not interpret the policy or adjust the claim without a public adjuster license.
Both statutes use the license categories in chapter 326B, where a residential roofer is a contractor for roof coverings, sheathing, weatherproofing and repair, but not new roof systems. Who must hold a license, and the home solicitation rule, are on leads in Minnesota.
Storm record for Minnesota roofing buyers
NOAA's Storm Events Database 2025 file has 262 Minnesota entries with event type Hail, which places the state 11th of the 50 states in that file. Each entry carries a county or forecast zone and a date.
Two Minnesota major disasters titled severe storms and flooding were declared from January 1, 2023 through October 7, 2026 in FEMA's Disaster Declarations Summaries: DR-4722 on July 19, 2023 and DR-4797 on June 28, 2024.
Method: the hail figure counts 2025 Storm Events entries typed "Hail", one per county or zone per event, so it measures reports, not separate storms. The FEMA figure counts distinct state major disaster declarations with a severe storm, tornado or hurricane incident type or title; severe winter storms are left out.
Owner-occupied homes and housing age in Minnesota
Roofing leads come from owners, and the Census Bureau's table B25003 (ACS 5-year 2020-2024) counts 1,666,687 owner-occupied Minnesota units out of 2,307,955 occupied units.
The stock is split close to evenly by age. Table B25034 (2020-2024) shows 52.1% of units built before 1980, including 395,770 built in 1939 or earlier, and table B25035 gives a median year built of 1979 for the same 2020-2024 estimates.
What Minnesota roofing buyers filter on
Because two statutes apply once insurance pays, Minnesota buyers usually start with the insurance claim:
- Insurance claim status: filed, planned or none, since a denial opens the cancellation window above.
- Project type: repair, inspection or replacement of an existing roof.
- ZIP code: buyers pick the ZIP codes their crews reach, including counties named in a recent storm declaration.
- Homeowner status: the owner signs the contract and holds the policy.
Where buyers filter in Minnesota
These are the six metro areas with Minnesota counties in the Census Bureau's July 1, 2025 estimates. Minneapolis-St. Paul and Duluth extend into Wisconsin and most of the Fargo metro population lives in North Dakota, so their figures are whole-area totals. A buyer's ZIP code list decides coverage, not these boundaries.
- Minneapolis-St. Paul-Bloomington, MN-WI: 3,790,295 (July 1, 2025 estimate, whole metro area)
- Duluth, MN-WI: 281,219 (July 1, 2025 estimate, whole metro area)
- Rochester: 231,184 (July 1, 2025 estimate)
- St. Cloud: 205,854 (July 1, 2025 estimate)
- Mankato: 104,907 (July 1, 2025 estimate)
- Fargo, ND-MN: 269,528 (July 1, 2025 estimate, whole metro area)
Source: Metropolitan and Micropolitan Statistical Area population estimates, Vintage 2025 (cbsa-est2025-alldata), U.S. Census Bureau.
Consent records for Minnesota roofing leads
Each Minnesota roofing lead carries the TCPATCPAThe Telephone Consumer Protection Act, the federal law that governs telemarketing calls and texts, autodialers, prerecorded voice messages and the Do Not Call Registry. Glossary consent record captured when the homeowner asked for a quote. Minnesota's own calling rules are in the state telemarketing laws table; leads in Minnesota covers the state for MVA and home improvement buyers together.
Minnesota roofing lead questions
Can a Minnesota homeowner cancel a roofing contract if the insurer denies the claim?
Yes. Minn. Stat. 326B.811 (2025 Minnesota Statutes) gives the insured 72 hours after notice of the denial to cancel in writing, and the contractor returns payments within ten days, less pay for emergency work. This is general information, not legal advice.
May a Minnesota roofer offer to cover the insurance deductible?
No. Minn. Stat. 325E.66 (2025) bars a residential roofer, remodeler or building contractor from advertising or promising to pay any part of the deductible as an inducement on insurance-paid work.
How many hail reports did Minnesota have in 2025?
NOAA's Storm Events Database 2025 file lists 262 Minnesota hail entries, one per county or forecast zone per event.
Can we buy roofing leads in Minneapolis without the rest of the state?
Yes. Roofing leads in Minneapolis, St. Paul and the suburbs can be bought by ZIP code, and Wisconsin ZIP codes in the same metro are a separate state filter. Leads are exclusive by default, with shared delivery on request.
Request Minnesota roofing leads
Email us the Minnesota ZIP codes you cover, your daily volume or caps and how you take delivery. ReturnReturnA buyer's request for credit on a lead that fails agreed standards, such as a disconnected number, a duplicate or a lead outside the filters. Glossary terms are agreed on the onboarding call, before you go live.
Start small, with no long-term commitment
- No long-term contract. Pause or stop at any time.
- No setup fee and no monthly fee. You pay only for leads delivered that match your filters.
- Start with a small test volume and scale when the numbers work.
- MVA and home improvement leads are exclusive by default: each lead is sold to one buyer.
- Return terms are agreed on the onboarding call, before you go live.
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